We are thrilled to announce that our mortgage team has joined Cornerstone First Mortgage, a bank that specializes in residential mortgage loans. After careful consideration, we made this strategic move to provide our homebuyers with very competitive rates and a broader range of loan options to make purchasing a dream home a reality.
While our company affiliation has changed to Cornerstone First Mortgage, our team of seasoned professionals remain the same! Mike Romano and Jason Reedy lead our experienced sales team of Andrea Share, Ben Rife, Brent Oskey, Sandy Lockwood, Dylan Bunch, Amy Jacoby, Vince Jackson, Bart Hanselman, and Brad Powers. Along with our outstanding operations team, led by Kara Engle, we have embarked on this new chapter together and are committed to delivering unmatched customer service for our clients every step of the homebuying process.
Cornerstone First Mortgage, LLC is a full-service mortgage bank headquartered in San Diego. Our Dayton team is excited to open their first mortgage branch in Ohio. All aspects of the loan process (processing, underwriting, and funding) are conducted in-house for a seamless homebuying experience.
The Cornerstone Advantage – Our company strives to find mortgage solutions to fit diverse financing needs. We are transforming the loan process for buyers today with our client first mentality and cutting-edge technology, we keep homebuyers updated at each milestone from the approval letter to first payment. Purchasing a home can be stressful, the Dayton Cornerstone team is ready to help make the process smoother.
Our Highlights – As a direct and volume-based lender and broker, we offer in-house loan processing with competitive rates:
Products
- Conforming (Frannie Mae and Freddie Mac) No Overlays
- Jumbo (Conventional and VA)
- Government (VA, FHA, USDA) No Overlays
- Non-QM (DSCR, Bank Statements, Assets for Income, etc.) all with In-House underwriting!
Knowledge & Power
- Direct lender: In-House Processing/ Underwriting/Funding Done FAST!
- Local, Competent Appraisals done FAST!
- Available evenings and weekends
- Weekly updates for all transactions
- Same day contact for all referrals, open house leads, etc.
Niche Financing for Your Buyers
- All Veterans receive a $1595 Lender fee discount on VA loans
- Condos (litigation, low owner occ, single entity, etc.)
- No Tax Returns (Bank Statements for income)
- No Debt Ratio Loans: DSCR (Debt Service Coverage Ratio to qualify)
- Assets for income
- Foreign Nationals
- 2nd Mortgages – 80/10/10 loans (no MI)
- Cross Collateralize transactions (Purchase and Refinancing)
Listing Agents & Builders
- Cross-Qualifications Services
- Team Approach (cover large accounts with same level of service to our clients)
- Weekly status updates
- Ask about our $10,000 Closing Guarantee
Visit our Cornerstone First Mortgage website for more information
