In-House. On Time. On Your Side.
The Cornerstone First Mortgage team delivers a client-focused lending experience built on speed, communication and results. As a full-service residential mortgage lender, we offer competitive rates, diverse loan options and in-house resources to help buyers achieve homeownership with confidence.
One of our biggest advantages is our in-house model. Processing, underwriting and funding all under one roof, allowing for faster turn times, fewer surprises and proactive problem solving.
From first-time homebuyers to self-employed borrowers, investors and veterans, we focus on finding solutions.
Our commitment is simple: a client-first experience backed by strong communication and reliable execution guide every transaction from pre-approval through closing.
Our Advantage
- In-house processing, underwriting, and funding
- Competitive rates and flexible loan options
- Weekly updates and consistent milestone communication
Loan Programs
Options for Every Buyer – Including the Tough Ones!
- Conventional (Fannie Mae & Freddie Mac) – no overlays
- Jumbo Loans
- Government loans (VA, FHA, USDA) – no overlays, including lender fee discounts
- Non-QM options (Bank Statement, DSCR and more)
- HELOC loans
- Down Payment Assistance programs
- Buy Before You Sell (Conventional, VA, Jumbo & Non-QM)


