Universal 1 Credit Union: Empowering Your Journey to Homeownership
Navigating the fast-paced world of real estate requires a financial companion, and Universal 1 Credit Union (U1) proudly fits that role. With a deep-rooted history of service and an array of mortgage solutions crafted specifically for our members, we’re not just another institution – we’re your trusted partner on the path to homeownership.
A Legacy of Service
U1 has been a cornerstone of the Dayton, Ohio community since 1937, fostering personal, community, and financial well-bring for over 85 years. With membership exceeding 50,000, our not-for-profit institution is dedicated to exceeding expectations and providing members with professional guidance in managing finances.
Where U Come 1st
At U1, our members always come first. Our mission is to exceed expectations and provide professional guidance for members’ financial needs. Rooted in the credit union philosophy of People Helping People, we actively contribute to the well-being of our community and the lives of our members to provide high-value banking services that is friendly, trustworthy and reliable.
Streamlining the Homebuying Experience
We understand how busy life can get, but managing finances shouldn’t be one of them. When it comes to homebuying, our experienced mortgage team is ready to discuss a variety of tailored home loan products including, but not limited to:
- Conventional Home Loans
- FHA Loans
- VA Loan
- USDA Loans
- Refinancing
Members receive exclusive benefits such as:
- Average closing under 30 days
- Low competitive loan rates
- Customizable loans with flexible terms
- Transparent transactions with no hidden fees
- Trusted, reliable, and local financing service with direct access to experienced support teams
And that’s just to name a few.
At U1, you’re not just a customer; you’re a valued member and owner. Our commitment extends beyond the transaction, ensuring that we serve your financial needs Here, There, and Everywhere!
Connect with U1 for a Seamless Homebuying Experience
To explore the possibilities that come with a U1 partnership, visit our website at u1cu.org/mortgage or get in touch with our Mortgage department:
Email: mortgageservices@u1cu.org
Phone: 800-762-9555 ext. 424
NMLS #652486
Federally Insured by NCUA
