How to Know a Lender Has Your Best Interest in Mind: Why Realtors Choose First Financial Bank
As a REALTOR®, referrals matter—not just in helping clients find homes, but in connecting them to the right mortgage lender. Referring clients to First Financial Bank can be a competitive advantage, easing their homebuying experience and safeguarding your reputation.
Here are five ways First Financial Bank stands out:
1. Diverse Loan Products
First Financial Bank offers a wide variety of mortgage options to fit different client needs, including traditional, VA, FHA, fixed- and adjustable-rate loans, plus niche products:
- Dreambuilder is designed to help home buyers afford more with down payment and closing cost assistance
- CHAMP for first-time homebuyers and those in low-to-moderate income areas
- Physician/Professional loans for high-earning professionals
- Community Builder loans with reduced closing costs and no mortgage insurance
- Construction loans with flexible payments
- Community Heroes program for teachers, healthcare workers, and veterans
2. Local Expertise
With nearly 50 loan officers across Ohio, Kentucky, Indiana, and Illinois, First Financial Bank blends regional knowledge with national mortgage expertise. Our loan officers keep up to date on national training, changes, and opportunities in the housing and lending markets, to ensure the loan products we offer satisfy the needs of clients and get them where they want to be.
3. Flexible Closings
Understanding the importance of timely closings, First Financial Bank works to meet the dates chosen by clients, helping ensure a smooth transaction and added peace of mind.
4. Time-saving Tools and Fast Pre-Qualifications
Homebuyers can apply for loans through First Financial Bank’s easy online portal, saving time for REALTORS® and buyers. Borrowers can start, save, and finish applications as needed, and the bank supports both digital and in-person applications. Quick pre-qualification can help clients act fast in competitive markets.
5. Relationship Pricing
Not only do we value your relationship, but we value the relationships we have with our clients. That’s why we give our clients the best pricing! When your homebuyers bank with us, they gain access to loan benefits that lower rates and save on closing costs. They also gain access to digital tools that make managing their finances simple and convenient.
We know trust is hard-earned, and we know that we are responsible for the trust of every REALTOR® who recommends us.
When you team up with First Financial Bank, you get an experienced professional by your side, every step of the way.
Click here to learn more about our mortgage loans.
Contact Greg Elmore
Mortgage Senior Sales Manager
NMLS #438993
Office: 937-610-9334
Greg.Elmore@bankatfirst.com
All loans are subject to credit approval. First Financial Bank. Equal Housing Lender. Member FDIC.
