How to know a lender has your best interest in mind
Finding a home and securing financing can be stressful, so working with the right mortgage lender can alleviate those pain points for your client and allow them to enjoy the process. Here are some benefits that help distinguish our service and provide a stand-out experience.
Benefit 1: Our sweet product suite
A community is made up of different kinds of people, so First Financial offers a variety of mortgage loan options to suit varying needs. In addition to traditional loans such as VA, FHA, fixed-rate, and adjustable-rate programs, First Financial Bank’s suite of niche mortgage products include:
- CHAMP (Community Housing Affordable Mortgage Program) – Affordable loans for homebuyers with limited credit history, limited income, or looking to purchase a home in a low-to-moderate income (LMI) area, including first-time homebuyers.
- Physician/Professionals – Flexible home financing for physicians, accountants, attorneys, and many other busy professionals with household incomes of more than $100,000.
- Community Builder – A money saver for those looking to buy in low- to moderate-income areas, these loans feature reduced closing costs, grant funds, and there are no mortgage insurance requirements.
- Construction – For those building homes, these loans deliver flexible payments over time to cover building costs. They also include a one-time closing option, to save time and money on closing fees.
- Community Heroes – We offer special benefits to make buying a home accessible and affordable. This loan is perfect for teachers, firefighters, law enforcement, medical care providers, nurses, EMTs, paramedics, and active or former military.
- Bridge – Short-term loans to carry clients between buying and selling homes, available to those buying through First Financial lending.
Benefit 2: The closing date is on us, but you can pick it
Our loan officers have bought and sold homes too, so they are familiar with the pain point of a closing that does not take place on schedule. We pay attention to the closing dates clients select and work with them to ensure their expectations are met. Giving flexibility in choosing the date provides a literal sense of closure, and valuable peace of mind.
Benefit 3: We have easy, time-saving tools and quick pre-qualifications
First Financial Bank’s website includes a loan application portal that homebuyers can access on their own, eliminating the step of realtors having to send applications to their clients. These easy-fill forms empower potential buyers to apply when and where they want.
We know every step of the homebuying experience is a big one, so we’ve used our resources to ensure that first step – getting pre-qualified – is easy.
Benefit 4: Our relationship pricing will make you look good
Not only do we value your relationship, but we value the relationships we have with our clients. That’s why we give our clients the best pricing! When your homebuyers bank with us, they gain access to loan benefits that lower rates and save on closing costs.
We know trust is hard-earned, and we know that we are responsible for the trust of every realtor who recommends us.
Click here to learn more about our mortgage loans.
Contact Greg Elmore
Mortgage Senior Sales Manager
NMLS #438993
Office: 937-610-9334 Office
Greg.Elmore@bankatfirst.com
All loans subject to credit approval. First Financial Bank. Equal Housing Lender. Member FDIC.
