Universal 1 Credit Union’s Commitment to Empowering Homeownership
In the dynamic world of real estate, finding a reliable financial partner is crucial for both realtors and prospective homebuyers. Universal 1 Credit Union (U1) stands out as a beacon of support, offering not only a rich history of service but also a comprehensive range of mortgage products tailored to meet diverse member needs.
A Legacy of Service
With over 85 years of unwavering commitment, U1 has emerged as a not-for-profit financial institution dedicated to creating personal, community, and financial well-being. Serving a membership base of over 50,000, U1 has been an integral part of the Dayton, Ohio community since 1937. Headquartered in Dayton, our influence extends through nine additional locations in Southwest Ohio.
Putting Members First
At U1, the mission is clear: exceed expectations and provide professional guidance for members’ financial needs. Rooted in the credit union philosophy of People Helping People, we actively contribute to the well-being of our community and the lives of our members to provide ‘Beyond What You Expected’ service.
Streamlining the Homebuying Experience
Understanding the challenges of a busy life, U1 is committed to making the process of managing finances seamless. When it comes to homebuying, our experienced mortgage team is ready to discuss a variety of tailored mortgage products. These include, but are not limited to:
- Conventional Home Loans
- FHA Loans
- VA Loans
- USDA Loans
Exclusive Benefits for U1 Members
- Average closing under 30 days
- Low competitive loan rates
- Customizable loans with flexible terms
- Transparent transactions with no hidden fees
- Trusted, reliable, and local financing service with direct access to experienced support teams
Special Loan Programs for Greater Affordability
Understanding that every homebuyer’s journey is unique, U1 goes a step further by offering loans through various assistance programs. These programs include:
At U1, you’re not just a customer; you’re a valued member and owner. Our commitment extends beyond the transaction, ensuring that we serve your financial needs Here, There, and Everywhere!
Connect with U1 for a Seamless Homebuying Experience
To explore the possibilities that come with a U1 partnership, visit our website at u1cu.org or get in touch with our Mortgage department:
U1 Mortgage
Email: mortgageservices@u1cu.org
Phone: 800-762-9555 ext. 424
NMLS #652486
