Build your business by helping clients get Closer to What Matters®.
More and more families are looking to make their country living dreams a reality. Finding the financing for a rural property can be challenging.
With over 100 years of rural lending experience, Rural 1st® understands that every rural journey is different. So whether your clients are looking for land to build their dream home, or acreage for their kids to play and explore, they’ll find the financing they need at Rural 1st*.
At Rural 1st, we offer a variety of fixed and variable rate options, so we can provide your clients with the right product regardless of market conditions.**
We offer:
- Home Loans – Rural 1st offers fixed-rate mortgages for homes on five or more acres. We also value those acres, along with any improvements you’ve made to them, like barns and upgrades to the home itself.
- Construction Loans – Your clients can go from construction to permanent financing with one simple loan package—no refinancing required^. Rural 1st allows the land your client is building on, rather than only their dwelling value, to be used as equity for their down payment so they can maximize the amount of their financing.
- Land Loans – Rural 1st offers fixed-rate financing on bare land, giving your clients the security they need and the freedom to use their property how they want to. Your clients can choose the term and down payment option that fits their budget* and we’ll work with them every step of the way.
- Lot Loans – Rural 1st values both the acreage and any barns or outbuildings on the property to help your clients qualify for the maximum loan amount. And when they’re ready to build their dream home on that property, we’ll be there to help make it a reality.
At Rural 1st we do much more than provide financing solutions. We work closely with each client, providing detailed planning expertise and guidance. It’s what makes us the leader in rural lending. Learn more at Rural1st.com.
Amy Lipps, Senior Rural 1st Loan Officer
Amy.Lipps@rural1st.com
937.344.1300
NMLS 1675887
*All loans are subject to credit approval and eligibility. ^Conversion fee of $500 applies. Fees subject to change without notice. Rural 1st is a tradename and Rural 1st, the Rolling Hills Window icon and Closer to What Matters are exclusive trademarks of Farm Credit Mid-America, NMLS 407249. Rural 1st products are available to consumers within the territories of participating Farm Credit System Associations.
**A $200,000 loan would require a 15% down payment with a monthly principal and interest payment of $1192.68 for 360 months based on 6.16% annual percentage rate (APR). Assumes $4,500 in closing costs. Monthly payments do not include amounts for taxes and insurance premiums so the actual monthly payment will be greater if an escrow account is established. Available rates and terms including the APR are subject to change without notice. The APR is based on the best available interest rate as of 05/02/2022.
